Sept 28, 2017

IrmaWith all the devastation in the eastern Caribbean a natural question to ask is ‘is our boat in that kind of risk.’ In Canada, the answer is largely ‘no’ but there is a chance. There have been more than 60 recorded instances of tropical cyclones in Canada. Twenty-five of those occurred from 1995 to present mostly impacting the Atlantic Provinces.

There has never been an Irma-like hurricane in Canada, nor is there likely to be one. If a hurricane did hit Canada the resulting damage to boats would most likely be covered, although some companies may have exclusions for named storms.

In the Caribbean, the situation is very different since hurricanes are clearly a significant threat. Boat owners must carefully review their policy terms and speak to their broker to confirm damage caused by a hurricane is covered. In addition to confirming coverage it is important to know what precautions the insurance company requires if a named storm threatens. Is it ok to leave the boat at anchor in a hurricane hole or does the insurance company require that the boat be hauled out on shore? The insurance company may also specify how the boat must be secured whether ashore or afloat.

Failing to meet these requirements may invalidate the named windstorm coverage so be prepared before the start of hurricane season. If you wait until the storm is approaching you may not be able to purchase necessary gear like anchors, chain, dock lines or chafe guards.

Additional coverage for named storms can usually be obtained but is expensive and come with high deductibles.

Read your policy and ask if you require clarification. It’s important to understand your coverage before assistance is required.

- Andrew Robertson

Andrew Robertson is Senior Vice President, Skippers’ Plan, Arthur J. Gallagher Canada Limited

Destinations

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Mediterranean Shakedown: A Summer Cruise in Spain

Mediterranean ShakedownBy Sheryl and Paul Shard

This summer my husband, Paul, and I bought our fourth offshore cruising boat, a new Southerly 480 built by Discovery Yachts in the UK. It’s a unique boat with a retractable variable-draft swing keel giving you the option of sailing with a deep draft of 3.1 metres when the keel is down or just less than a metre with the keel fully retracted. Southerly Yachts are great for bluewater sailing and also for gunkholing in shallow creeks and inland waterways. You can even dry them out at low tide so they are is the perfect boat for the type of exploring we like to do. Our new boat, Distant Shores III, is the third Southerly Yacht that we’ve owned over 29 years of international cruising to destinations in the Caribbean, Mediterranean, Middle East, UK, Scandinavia and South America. This boat we plan to sail to the South Pacific.

Read more about the Shards' cruise in Spain...

 

Lifestyle

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Stuart Walker a legend in competitive sailing passed away on November 12, 2018 in Annapolis. Stuart ...
“In Grenada, we had about 80 cruiser kids visit our boat...by dinghy of course! Sometimes you ...
Austin Edwards told students and parents at the Saanich School’s “Parents as Informed Partners” ...
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Michele Stevens pointed us to this interesting project which recently came to fruition in Cape ...

Boat Reviews

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Quite simply, the styles of boats have changed. Where in past years a buyer might have been looking ...
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Sometimes a great idea requires an encore, and French yacht builder Jeanneau got that with the ...
Tactical Custom Boats announces the sale to a North American client of a custom Tactical 77’ – Fast ...
Bruce Elliott is an inventor. And when he sold the technology he developed to build utility poles ...
One often asks of a winning achievement or a fabulous design, could it have possibly been done ...
The latest new model from Cruisers Yachts is the Cantius 42 and this yacht made its debut in the ...
The Sabre 45 Salon Express is new for 2017, making its debut at the Fort Lauderdale International ...

Beneteau Antares 27

Beneteau Antares 27By Andy Adams and John Armstrong

You have to love it when something exceeds your expectations on so many levels; the new Antares 27 from Beneteau looks to me like that sort of all-around overachiever.

This is a brand new express cruiser design. With twin Mercury 200 V6 outboards, it delivers impressive performance, a reassuring and comfortable ride, and a level of versatility that will enable this boat to be your vacation partner for all sorts of adventures.

Read more about the Antares 27...

 

 

 

 

Hanse 388

Hanse 388By Katherine Stone

The Hanse group produced their second most popular boat of all time with the Hanse 385. The trick was to build on that winning formula when they upgraded to the Hanse 388, which they have done in spades. The German build quality is first rate and true to the Hanse tradition. Leaving the hull the same with a steep stern and straight stem for an optimal long water line, they went with a slightly stiffer, heavier displacement, new deck, interior layout and window line. Hanse’s highly experienced yacht construction team, judel/vrolijk & co., have combined ease of sailing, comfort and performance into the newly designed Hanse 388.

Read More about the Hanse 388...

 

 

 

DIY & How to

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Nothing stops a vacation faster than a problem with the fresh water system – be it leaks, smells, ...
Pyrotechnic distress flares have been around for decades, while electronic strobe distress flares ...
Most of us don’t give a second thought to our sacrificial anodes – those curious knobs of raw metal ...
In this time of boat show afterglow, many boaters are counting the days until launch. 

Ask Andrew: Electrical Installations – Part 1: Electrical Connections - basics and how-to’s

Electrical InstallationsBy Andrew McDonald

Winter is a great time to look at some of the hidden spaces on your boat – to take stock of what is aboard, areas of improvement and ways to upgrade.

One of the most common jobs that I’m asked to look at are electrical installations and upgrades. Surprisingly, the majority of these types of jobs are to ‘clean up’ the wiring of years past – when electrical standards were more fluid, and jury-rigged upgrades have been added and adapted over multiple owners and contractors.

Read More about Electrical Installations Basics...